About NeighborhoodLIFT

Using funds provided by Wells Fargo and NeighborWorks America, DreamKey Partners administers NeighborhoodLIFT down payment assistance on qualified properties. The program also provides required homebuyer education and counseling from the following approved agencies below.

DreamKey Partners

4601 Charlotte Park Drive, Suite 350
Charlotte, North Carolina 28217

Phone: 704-342-0933
Fax: 704-342-2745

https://www.dreamkeypartners.org/

Alliance Credit Counseling, Inc.
10720 Sikes Place
Suite 3100
Charlotte, NC 28277

Phone: 866-303-3328

https://www.knowdebt.org/

Community Link
601 East Fifth Street
Suite 220
Charlotte, NC 28202

Phone: 866-230-0956

https://www.communitylinknc.org/

Prosperity Unlimited, Inc.
1660 Garnet Street
Kannapolis, NC 28083

Phone: 704-933-7405

https://www.prosperitycdc.org/

More to know about the NeighborhoodLIFT program
  • It provides eligible homebuyers with $15,000 in down payment assistance on qualified properties ($17,500 for veterans and service members, teachers, paraprofessionals, law enforcement officers, firefighters and emergency medical technicians).
  • It provides homebuyer education that will prepare homebuyers with information for finding and financing a home and managing the financial responsibilities of homeownership.
  • Down payment assistance is not limited to first-time buyers.
  • Borrowers’ annual income in combination with household size must be at or below the income limits set for the program in the Charlotte region. Income limits are higher for military service members, veterans, law enforcement officers, Pre-K-12 grade teachers, firefighters and emergency medical technicians. View income limits and first responder/military/teacher benefit information.
  • Properties qualified for the program must be:
    1. Located in Mecklenburg, Gaston, Rowan, Cabarrus or Union County. View eligibility map.
    2. The primary, owner-occupied home of the buyer(s).
    3. A single-family home (attached or detached), 2–4-unit home, condominium, townhome, PUD, co-op, land trust or qualified manufactured home.

For more information, please refer to the FAQs, or email DKPLending@dkp.org or call 704-285-6039.