Your affordable
homeownership journey continues here.

We’ve helped more than 4,500 individuals and families become homeowners. Are you ready? Learn about our down payment assistance programs below.

House Charlotte

Up to $80,000 toward your down payment

(income, location and other restrictions apply)

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NeighborhoodLIFT

Up to $17,500 toward your down payment

(income, occupation and other restrictions apply)

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Community Partners Loan Pool (CPLP)

Up to 25% of the purchase price or up to $50,000 in down payment assistance, whichever is less

(income and other restrictions apply)

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DISCLAIMER: DreamKey Partners Mortgage, Inc. reserves the right to make changes to its loan programs and terms. Sample loan program scenario:  Purchase price of $300,000. Est. monthly payment including taxes and insurances & HOA – $1985.55. Est. funds to close – $1634.10. First mortgage – $258,000, 5.485% APR, 30 yr., fixed rate. House Charlotte Second mortgage – $30,000, 30-year deferred loan. Forgiven year 31 if loan terms are met.  DreamKey Third mortgage – $20,000 0% interest, 10 yr. deferred/forgivable.  Subordinate loan programs are available based on home selection and borrowers’ household income. The borrower must provide proof of eligibility and qualify with loan underwriting guidelines. Completion of pre-purchase homebuyer education and counseling is required. DreamKey Partners Mortgage, Inc. reserves the right to make changes to its loan programs, terms, and offerings without notice. (9/1/2022)