Financial Empowerment Education and Counseling
If you require coaching to help build credit, learn to budget, and save in preparation for homeownership, this program is where you should begin. This virtual course is offered in English and Spanish, and the non-refundable fee is $50 per individual and $65 for two individuals planning to purchase a home together. Fees include a credit report and scores from three credit bureaus, the required series of classes, and unlimited one-on-one counseling.
After completing this course, you will receive one-on-one counseling from a DreamKey Partners HUD-certified Homeownership Advisor to help plan your journey toward homeownership.
See below for education options available to you and call 704-377-4663 or email education@dkp.org for more information.
Please note that class capacity is limited to 50 participants.
Homebuyer Education
Providers require this course for first-time homebuyer loan products and may also be required as part of a down payment assistance option. The course is offered in English and Spanish, with both virtual and in-person options. After completing this course, participants will understand the mortgage loan process, credit reporting, how to find a home, insurance, home inspections, and information about down payment assistance.
- Obtained a mortgage pre-approval from a mortgage lender
- Made an accepted offer on a property.
Online Module (Option One)
The Framework online homebuyer course is offered in three required steps. The non-refundable course fee is $75 per household.
Part One must be completed online and finished before moving on to Part Two.
After submitting the Part One certificate, participants will be scheduled for a required two-hour, in-person class on March 12, 2026
Upon completion of Part One, participants must email their Certificate of Completion to education@dkp.org.
REGISTER HERE
In-Person Class (Option Two)
Complete your certificate in a single session. This is a six-hour in-person class.
Register for our next course taking place on March 21, 2026.
Attendance at the in-person class is required.
There is no fully virtual option for this course.