Your affordable homeownership journey begins here.
We’ve provided more than 34,000 people with financial education and counseling as the first step in their homebuying journey.
See below for education courses available to you.
Homeownership Education Courses
Financial Empowerment Education and Counseling
If you require coaching to help build credit, learn to budget and save in preparation for homeownership, this program is where you should begin. This course is offered in English and Spanish, and the non-refundable fee is $50 per individual and $65 for two individuals planning to purchase a home together. Fees include a credit report and scores from three credit bureaus, the required series of classes, and unlimited one-on-one counseling.
After completing this course, you will receive one-on-one counseling from a DreamKey Partners HUD-certified Homeownership Advisor to help plan your journey toward homeownership.
See below for education options available to you and call 704-377-4663 or email education@dkp.org for more information.
Please note that class capacity is limited to 50 participants.
Homebuyer Education
This course is required by providers of first-time homebuyer loan products and may also be required as part of a down payment assistance option. The course is offered in English and Spanish, with both virtual and in-person options. After completing this course, participants will understand the mortgage loan process, credit reporting, how to find a home, insurance, home inspections, and information about down payment assistance.
Register for this course if you:
· Do not have any credit, budgeting, or savings obstacles that will prevent you from purchasing a home.
· Have been pre-approved by a lender and want more information about the home buying process.
Click the link below to register for the course. Call 704-377-4663 or email education@dkp.org for more information.
Virtual Option:
The Framework online homebuyer course is offered in two parts. The non-refundable fee for this course is $75 per household and participants are required to complete both parts of the course before receiving a certificate. Upon completion of part one, email the Certificate of Completion to education@dkp.org, which will initiate your ability to register for part two. A Certificate of Completion will be sent to participants when all course requirements have been fulfilled.
In-person Option:
Homebuyer Education course is offered in-person one Saturday a month from 8:00am to 3:00pm. For a fee of $35, all materials will be provided. The certificate of completion will be given to attendees on the same day. Register for our next course taking place January 11, 2025.